Contents by Lisana Pontes

Lisana Pontes

Content producer

Passionate about finance and the value of information, I share simple tips to help you use your money wisely, with a focus on credit cards and more mindful financial decisions.

Lisana Pontes 27/10/2025

The 2026 Pensions Dashboard: Your 5-Step Action Plan to Get Ready Now

The 2026 Pensions Dashboard is coming. Use our 5-step action plan to find your lost pensions and get ready to take control of your UK retirement.
Lisana Pontes 23/10/2025

Your Remortgaging Guide: When to Switch, How to Negotiate & Secure the Best Deal

Rate ending in 2025? Beat the payment shock. Our guide teaches you how to negotiate your remortgage and lock in the best UK deal.
Lisana Pontes 10/10/2025

Think You Can’t Afford to Invest? Why Regular Investing is the Smartest Start.

Learn how to start investing in the UK with little money. Our step-by-step guide covers regular investing, choosing funds, and minimising fees.
Lisana Pontes 06/10/2025

Fixed, Tracker or Variable? The Ultimate Mortgage Guide for Fluctuating Incomes in the UK

Struggling to choose a mortgage with a fluctuating income? Our UK guide explains fixed, tracker, and variable rates for freelancers & the self-employed.
Lisana Pontes 12/09/2025

The State Pension 2025/26 Tax Trap: Are You at Risk?

UK State Pension 2025/26 rates revealed. Learn how 'fiscal drag' creates a tax trap and discover practical tips to manage your retirement income.
Lisana Pontes 08/09/2025

Best Investment Platform UK 2025: Freetrade vs Vanguard vs Nutmeg

Freetrade, Vanguard, or Nutmeg? Our 2025 UK guide compares fees & features to help you choose the best investment platform for your first step.
Lisana Pontes 05/09/2025

On Universal Credit? The Help to Save Scheme Now Offers an Easier 50% Bonus

On Universal Credit? The UK's Help to Save scheme offers a 50% bonus on your savings. See if you're eligible and how to get £1,200 free.
Lisana Pontes 28/08/2025

Got an Extra £5k to Invest? Why the British ISA Might Be Your Best Bet

Thinking about the new British ISA? Our simple 2025 guide explains the extra £5k allowance, who it's for, and how to get started. Read now!
Lisana Pontes 20/08/2025

Get a 50% Government Bonus on Your Savings: The Help to Save Scheme Explained

Find out if you're eligible for the UK's Help to Save scheme and how you can get a 50% government bonus on your savings, up to £1,200.
Lisana Pontes 19/08/2025

Boiler Broken? A 5-Step Guide to Building an Emergency Fund for When Life Happens

Boiler broken? Our 5-step UK guide shows you how to build an emergency fund. Learn how much to save and where to keep it for financial safety.
Lisana Pontes 19/08/2025

The Fluid Credit Card: Your 9-Month Break From High Interest Rates

Is the Fluid credit card right for you? Our in-depth 2025 UK review covers its 0% balance transfer offer, fees, pros & cons, and how to apply.
Lisana Pontes 19/08/2025

Tired of 24.9% APR? The Tesco Low APR Card (12.9%) Reviewed

Is Tesco's Low APR card the best choice for your weekly shop? We review its low interest rate, Clubcard points, and help you decide.