Contents by Will Harris

Will Harris

Content producer

A finance enthusiast, he enjoys helping others make smarter financial decisions. In his spare time, he shares insights and practical tips to help people improve their financial well-being.

Will Harris 14/11/2025

Is the MBNA 0% Transfer and Purchase Card Right for You? Our Honest Review

MBNA Transfer and Purchase Credit Card — Representative 24.9% APR (variable). Learn eligibility, fees and how to apply via MBNA's site.
Will Harris 24/08/2025

Halifax Cashback credit card — how to apply and is it right for you?

Guide to the Halifax Clarity Credit Card (Mastercard): no foreign transaction fees, Section 75 protection and how to apply. Check eligibility for your rate.
Will Harris 24/08/2025

Is the 3-Year Fixed Rate Credit Card Right for You? Our Honest Review

Get the complete breakdown of the 3-Year Fixed Rate Credit Card. We uncover its 12.9% fixed rate, 3% fee, and all drawbacks. Is this UK card for you?
Will Harris 24/08/2025

The 0% MBNA Purchase Card: A 12-Month Breather or a 24.9% Trap?

Is the "up to" 12-month 0% purchase offer worth the 24.9% APR "cliff-edge"? We break down all the fees and catches. Read our expert verdict.
Will Harris 24/08/2025

Is the MBNA Money Transfer Card Right for You? Our Honest Review

Learn how MBNA’s Money Transfer Credit Card lets you move funds to your UK current account. Min £100, up to 93% of available credit; check fees and T&Cs.
Will Harris 24/08/2025

Is the Lloyds Bank Cashback Credit Card Right for You? Our Honest Review

Get the complete breakdown of the Lloyds Bank Cashback Card. We uncover the 2.95% travel fee, the 27.9% APR, and if the cashback is worth it.
Will Harris 24/08/2025

Is the American Express Rewards Credit Card Right for You? Our Honest Review

Get the complete breakdown of the Amex Rewards Card. We uncover the 10k bonus, the 31.0% APR, the 2.99% travel fee, and our final verdict.
Will Harris 24/08/2025

M&S Rewards Card: Good for Shopping, Terrible for Travel?

Is the M&S Rewards Card a trap? We expose the 2.99% travel fee that kills its 0.2% reward rate. Get our honest UK verdict before you apply.
Will Harris 24/08/2025

Is the TSB Balance Transfer Card Right for You? Our Honest Review

Find TSB’s balance transfer credit card details, eligibility and what is not disclosed. Check TSB’s terms and Representative APR before applying.
Will Harris 24/08/2025

The £180 Lloyds Card: Do the Maths on This Travel Perk

Our honest review of the Lloyds World Elite Mastercard. We calculate the *true* value of its 6 lounge passes vs. the £180 fee and 54.7% APR.
Will Harris 24/08/2025

Vanquis Balance Transfer Credit Card — 0% on balance transfers for up to 18 months

Vanquis Balance Transfer Credit Card: 0% on balance transfers made within 60 days for up to 18 months. 2.9% transfer fee. Representative 36.9% APR (variable). No annual fee.
Will Harris 23/08/2025

Is the Virgin Money All Round Credit Card Right for You? Our Honest Review

Learn how to apply for the All Round Credit Card Virgin Money, 0% introductory offers, eligibility and Representative 24.9% APR (variable).