Santander Everyday Credit Card

Stuck Between Old Debt and a New Sofa?

It’s a feeling many of us in the UK know well. You’re still paying off an old, high-interest store card for a sofa you bought two years ago. Every payment you make just seems to get eaten by interest.

Then, the washing machine gives up. That's a £300 problem you just don't need right now.

You feel stuck. You can't afford to clear the old debt *and* pay for the new appliance all at once. It feels like you're treading water just to keep up.

What if you could press "pause" on *both* problems? At the same time?

This is the exact problem the Santander Everyday Credit Card is built to solve. It’s a true "all-rounder" card, designed to help you tackle your finances on two fronts.

First, it lets you move that old, high-interest debt over with 15 months of 0% interest. And the best part? It charges you **no fee** to do it.

Second, it *also* gives you 15 months 0% interest on **new purchases**. That new washing machine? Sorted. You can buy it now and pay it off in small, interest-free chunks.

It’s the financial breathing space you’ve been looking for.

Ready to sort your finances on two fronts? Click the button below for the complete guide and how to get it.

How This Card Gives You Back Control

This card is a powerful tool because it solves two problems at once. Let's break down what these benefits mean for you in the real world.

The 15-Month 0% Purchase Offer: Your 'Life Event' Fund

This is a seriously long time to have 0% interest on new spending. This isn't just for a small emergency; it's for planning your life.

Imagine you're moving house. You know you'll need new bits from B&Q, a new rug from IKEA, and maybe a new mattress. That all adds up.

This card lets you buy what you need, when you need it, and gives you **over a year** to pay it all back. It turns a £1,000 headache into a manageable monthly payment of around £67. It’s perfect for spreading the cost of Christmas, a car repair, or just getting the house sorted without paying a penny in interest.

The £0 Fee Balance Transfer: Stop Paying Interest for Free

This is the card's killer feature. Most cards that offer a long 0% transfer period will charge you a "transfer fee" of around 3% for the privilege. On a £2,000 balance, that’s a £60 fee just to move your money.

The Santander Everyday Credit Card charges **£0**.

Think about that old credit card sitting there, the one from DFS or a past holiday, that's racking up 29.9% APR. You’re just "feeding the beast."

This card lets you move that entire £2,000 balance over for free. You instantly save £60. And *then* you get 15 months to pay it off, where every single quid you pay clears the *actual debt*, not the interest. It’s the smartest, cheapest way to clear a balance under 15 months.

The 'All-in-One' Power: Doing Both at Once

This is the real magic. You can do both at the same time. You can transfer that £2,000 store card balance (costing £0) and *also* buy that new £400 fridge-freezer.

Your entire "credit world" is now at 0% interest for 15 months. It gives you total control and a single, clear date to work towards. It’s about consolidating your old debt and financing your new plans, all in one go.

A Name You Can Trust on the High Street

This isn't some new app you've never heard of. This is Santander, one of the biggest and most trusted high-street banks in the UK.

That means you get a proper, secure mobile app, UK-based customer service, and, most importantly, Section 75 Protection**.

When you buy that new fridge-freezer (or book flights for a holiday) for over £100, you are legally protected. If the company goes bust or the item is faulty and the retailer won't help, Santander is jointly liable to get your money back. You simply do not get that power with a debit card. It's proper peace of mind.